America's Big Hero

Page 589

"Don't, don't talk to me!" Shen Bi rolled his big eyes, he was really shameless, he needed it, and immediately joined us again.

Sean smiled and grabbed Shen Bi's shoulders, "You, why are you still angry? Isn't that a joke? Just see, who can have a better relationship than the two of us!"

"Oh, I still have to thank you." Shen Bi sneered, not bothering to talk to Xiao En.

"The situation in Europe is more complicated." Shen Bi deliberated for a while before slowly speaking...

In Europe, the birthplace of the industrial revolution and the output of ideas, it can be said that various interests are deeply rooted.

Although World War II completely smashed Europe, after the war, the United States successfully won the position of world leader, and also completed a large penetration of Europe through the Marshall Plan, resulting in no super large conglomerates in Europe.

However, deep-rooted nationalism and local protection have not disappeared.

There are many local consortiums and industry monopoly consortiums.

And extremely stubborn.

Sean imagined that, like in the United States, he would expand his popularity through overwhelming advertisements. It would be no problem to open bank outlets to attract ordinary customers, and small companies would not be a problem either.

However, it is wishful thinking to win over those large and medium-sized commercial customers.

There is a commercial banking system in the industry that has cooperated for decades or hundreds of years, and the interests are intertwined. If you want to intervene, you can intervene?

In this matter, Rockefeller can't help, and they themselves have to compete with the European oil giants.

"Then I didn't get involved in any new industries in the US market, did I?" Sean blinked and asked with a bewildered expression.

"What the hell..." old man Shen Bi pointed at Xiao En speechlessly.

He tapped his fingers a few times, "Can't you spend the time playing with women and take good care of the company?"

"That can't, absolutely not!" Sean shook his head firmly, "You're putting the cart before the horse!"

"To make money and improve one's social status, the ultimate purpose is to enjoy life!"

"I've been devoting all my energy to work, am I crazy?"

"Workers all know that through struggle they can reduce their working hours step by step. As a boss, I end up working overtime every day. My life is to create more wealth for the society?"

"There is something wrong with your brain!"

Shen Bi: "..."

Faced with Xiao En's heresy, Shen Bi really didn't know how to refute it.

In Western society, the key to family first runs deep.

Money and work have to give way to the family, and people will be despised by others if they ignore the family for the sake of money.

In the western world, there are photos of family members on the desks, and there must be a sense of joy and harmony.

Politicians have to bring their families to give speeches when they are running for office. They must create a harmonious family image and show how much time you spend with your family, hang out together, and be with your children. This is very important.

No politician will show that he is busy with work all day long, working overtime until late at night, wishing to eat and sleep in the office, thinking about nothing but work.

Those who go through the house three times without entering will only be kicked out of politics by voters.

This is the difference between Eastern and Western cultures.

On the east side, you put family photos on your desk, so you don’t need to be troubled by the boss, the manager will let you put them away quickly!

Focus on family life?

Don't want to work overtime?

What do you mean by posting family photos?

for what purpose?

Who ordered you!

What is your motivation?

Is it approved by the company?

Who is behind you and what does the advocacy family want to do?

What are you implying?

what do you want to subvert?

Can't answer?

I think you want to destroy the company's overtime environment, spread negative thoughts, and shake the morale of overtime work!

Feeling homesick all day, you can now pack up and roll home!

Don't say we fired you without reason, it's all well-founded, minor violations are not illegal, since the company does not violate the law, then you, the negative example, are illegal!

The company can only put a group photo of the company's employees, the company is your home, and the boss is your parents!

cough cough...

Shen Bi glared at Xiao En, I'm too lazy to talk about you, are you family-oriented?

Who has 10 mistresses in their family?

You are lustful!

After severely criticizing (enviing) Xiao En, Shen Bi said, "Xiao En Bank's tentacles have penetrated into many industries now."

"Such as chemical industry, energy, media industry, film and television industry, construction industry, retail, shipping, manufacturing, agriculture, real estate...there are so many!"

"Why so many!" Sean was surprised.

"Nonsense!" Shen Bi squinted at Sean, he suspected that Sean was preparing for Versailles again.

Sean has not been tossing around in vain these years, let's just talk about the construction industry.

In New Jersey, including the surrounding areas, the basic building materials industry was once monopolized by Sean. Of course, the internal capital flow went to Sean Bank. Although most of the shares were lost later, the habit has formed, and no one will poach this corner.

The energy industry is similar, with power supply in New Jersey, power supply in northern Colombia, Sri Lanka, and Morocco, which is investing.

One thing I have to admit is that the development of Columbia is indeed on the right track. Through this newly developed market, Sean Bank has been involved in many industries, and its tentacles have been completely opened up.

Of course, Sean felt this way, but he didn't form a very specific concept, but he kept on going, and then Sri Lanka, Morocco, and now Southeast Asia.

Although there is not much income to be seen in the short term, the expanded network is accumulating strength, and emerging markets will usher in an explosive period sooner or later.

After listening to Shen Bi's words, Xiao En understood, and compared with the current situation in Europe.

In the old market, the network of relationships is deeply entrenched, and it is difficult to get involved.

"Then leave Europe alone?" Sean frowned, "The world's third, fourth, and fifth economies are all in Europe, and it's too early for emerging markets to overtake them."

"I'm definitely going to intervene, but it can only be done through acquisitions. You don't have to think about redevelopment." Shen Bi shook his head directly, "Let's not talk about it now, it was during the Marshall Plan period, and the major consortiums in the United States wanted to directly intervene. None of them succeeded, and some acquisitions were made through the government’s matchmaking.”

"And it's only some industries. The government would rather support the core industries by itself."

"Wait for the opportunity and seek entry by acquiring local banks. There is no rush."

"Then you have to ask for money!" Sean rolled his eyes.

"With a loan, you won't spend much cash, but your debts will increase again." Shen Bi laughed while talking.

"Then I'm going to cultivate Asia now?" Sean squinted his eyes and thought for a while.

"Asia is a good opportunity. Here, you have a great first-mover advantage, bigger than other consortiums." Shen Bi nodded, "Money is not a big problem."

"You injected the industry you got this time into Sean Bank. In fact, after the development of the credit card, the bank's capital reserves have increased significantly. Don't look at only 2500 million account openings, and the average credit line is only 1500 per month. However, each At the beginning of the month, we still had a deposit amount of 375 billion U.S. dollars available, and users could not withdraw this money.”

"Credit card, genius idea!"

Sean:? ? ?

"No, wait, why do you suddenly have a deposit amount of 375 billion?" Looking at Shen Bi with a confused expression, his mind was full of question marks.

"Every account holder is equivalent to storing their credit for this month in advance with us. No, where are you, this is not money!" Shen Bi had an inscrutable smile on his lips, "This is called financial credit." tool!"

"Reputation is equal to money, and you made it."

Sean: I didn't know I was so awesome.

"Forget it, you don't understand. This is about future expectations, which is quite complicated. The company did not carry out high-risk operations for security reasons, otherwise tens of billions of funds could be used immediately." Shen Bute shrugged.

"Can it still be high risk?" Sean was completely dumbfounded. With just one concept, he made tens of billions of cash out of thin air?

"Yes, for example, using credit for loans, 2500 million users, this is an asset in itself, and a high-value asset." Shen Bi said as a matter of course.

"My mother!!" Sean gritted his molars and said viciously: "No wonder everyone doesn't want to be an entity anymore after getting involved in finance. What the hell..."

Sean didn't even know how to describe the current situation. The money came too fast and suddenly.

Guilty, very guilty!

He was so guilty that he didn't care about Shen Bi and satirized him again.

"Now if you inject fixed assets from Southeast Asia into Sean Bank, the bank will have the confidence to take some risks for a new round of expansion."

"Are you safe?" Sean trembled when he heard it, this is too unsafe.

"Assets, in the hands of the bank, if they can't realize their value several times, then what's the use of finance." Shen Bi looked at Xiao En with contempt.

Sean raised his hands to cover his face, and said with a look of unrequited love: "Okay, but, don't take such a big risk, it won't happen, be steady, we still have time!"

"I, Sean, can still make money, but if I can't, I'll steal it for you again, right?"

"You guys, it sounds like a crime to me!"

"It's too unsafe, the risk is too great, if this game crashes, wouldn't tens of millions of people be killed by you?"

"You... Sean..." Shen Bi looked at Sean strangely, "robbing is not a crime, is it?"

"I didn't rob the poor again!" Sean said confidently.

"Stealing the rich is not robbing? You are more hateful, and you will be hit even more if you rob the rich!" Shen Bi looked at Xiao En angrily, "You seem to be a good person. Take a look at the bastard!"

"Yes, you are right!" Sean nodded in agreement, "Compared to you, I am indeed a good person, a very good person!"

"Not to mention, how much better law and order in New Jersey than before, how many people have benefited!"

"Colombia's northern coastal areas, Sri Lanka, and Morocco are all thriving now, and I have countless lives!"

"The little things I robbed were nothing serious to them, and they just let it go, and it won't cause any serious harm at all, but you are different!"

"Fuck, what kind of financial tool, if you fail now, tens of millions of people's livelihoods will be affected!"

"It doesn't have much impact." Shen Bi turned his head away in embarrassment when Xiao En looked at it, "The loss no one can bear is only half a month's income. It's okay to share it."

Saying that, Shen Bi turned his head and gave Xiao En a hard look again, being despised by such a recognized ruthless villain, Shen Bi felt very bad.

"It's just cutting leeks, right?" Sean rolled his eyes, "Okay, pay attention, and accumulate some virtue for me."

"Steady, I'll find a way to get some money back recently."

"Can you still get money?" Shen Bi looked at Xiao En in surprise.

"Well, I received news a few days ago that some of the fighter planes I designed have already rolled off the production line." Sean put gold on his face without hesitation.

"Can you really sell that thing?" Shen Bi's expression was tangled, with disbelief on his face. He is also a veteran of World War II, knowing that Xiao En modified the old World War II plane, change it, and take it out now, it's just nonsense.

"Look at mine!" Sean's expression was inscrutable!

But before that, Sean still needs to think about going back to the United States.

Several banks under the consortium are also developing credit card business. With their huge financial network and the foundation that Sean has laid, I believe they will catch up soon.

Of course, Sean's credit card machine will sell quickly. This is the most mature set of products at present, and it can make a lot of money.

However, some hole cards still need to be prepared quickly and played before the new entrants in the gang can catch up.

……

The Golden Palace swooped down from the sky and landed at the New York airport.

Sean went around to the old man David, and complained fiercely that the family fund also started the credit card business, poaching his own corner, and not being a son of man.

Complaining, spitting, rolling, you must give benefits anyway!

Old man David's brain was buzzing, looking at Sean who was stuck in his office, he didn't have any tricks at all.

"Tell me, what do you want!" Old David asked, rubbing his forehead with a headache.

"Sell me that bank!" Sean Lion said loudly.

"That's impossible!" Old David refused.

"God, is there any reason? Grandpa digs up his grandson's walls, is there any more control!!" Sean walked to the door of the office, opened the door and wailed vigorously.